Understanding the Role of a K-1 Joint Sponsor

When it comes to family immigration, ensuring that you meet all the requirements can be intimidating, especially when financial criteria come into play. At Namona, we understand the challenges families face during the K-1 fiancé visa process. One of the critical aspects of this process is proving that the U.S. citizen fiancé can financially support their foreign-born partner. But what happens if you’re worried that your income might not be enough? That’s where a K-1 joint sponsor comes in.

What Is a K-1 Joint Sponsor?

A K-1 joint sponsor, also known as a financial co-sponsor, is someone who agrees to take on the financial responsibility for a K-1 visa applicant. This person doesn't need to be a family member but must meet specific requirements. To qualify, the joint sponsor must be a U.S. citizen or green card holder, be at least 18 years old, and currently live in the United States.

The joint sponsor must also meet the income requirements set by the government. If they do, they can provide the financial support necessary to help the foreign fiancé stay in the U.S. This can be incredibly helpful if the primary sponsor's income falls short of the required amount.

When Do You Need a K-1 Joint Sponsor?

A joint sponsor becomes essential if the sponsoring fiancé cannot meet the minimum income requirements. As of 2024, for example, a household of two needs to show an income of at least $20,440 per year, which is 100% of the Federal Poverty Guidelines. If the U.S. citizen fiancé’s income doesn't reach this level, a joint sponsor can step in to help meet the requirement.

Responsibilities of a K-1 Joint Sponsor

Becoming a joint sponsor is a serious commitment. The joint sponsor must fill out and submit Form I-134, also known as the Declaration of Financial Support. This form asks for personal details like the joint sponsor's name, Social Security number, proof of citizenship or permanent residency, employment information, financial assets, and income.

By completing this form, the joint sponsor is making a formal promise to support the K-1 visa applicant financially during their stay in the U.S. This support is crucial to the visa application's success, as it assures the U.S. government that the applicant won’t become a public charge.

Important Note: Starting from January 29, 2024, only the 11/09/2023 edition of Form I-134 will be accepted by USCIS. Be sure to double-check the form's edition date before filing.

Can Any K-1 Applicant Use a Joint Sponsor?

It’s important to know that not every K-1 visa applicant can use a joint sponsor. For example, applicants from countries like the Philippines and Thailand are not allowed to include joint sponsors in their applications. If you’re unsure whether you can use a joint sponsor, it's best to contact the U.S. Embassy or consulate handling your application.

Can You Use the Same Joint Sponsor for a Marriage-Based Green Card?

Yes, you can use the same joint sponsor for both your K-1 visa and later for your marriage-based green card application. However, the income requirements for the marriage green card are higher. During the green card process, the joint sponsor must complete Form I-864 (Affidavit of Support), which requires them to meet 125% of the Federal Poverty Guidelines instead of the 100% required for the K-1 visa.

Why Choose Namona for Your Immigration Needs?

Handling the complexities of family immigration law can be stressful, but you don’t have to do it alone. At Namona, we specialize in helping families like yours through every step of the process. Whether you’re just starting your K-1 visa application or need guidance on securing a joint sponsor, our experienced team is here to support you. 

Let us help you bring your family together and make your immigration journey as smooth as possible. Contact Namona today for expert assistance with your family immigration needs!